My Money Framework

Evidence-based money framework for creating and preserving wealth, see money for what it really Is.“If you don’t understand money, you’re not investing - you’re guessing.”
- Phillip Kirk

• Learn More

Read My Work. Evidence in Action.

The Kirk Capital Letter helps you cut through market noise and understand how money, economics, and investing really work. Each issue delivers clear, evidence-based insights you can put into practice, helping you think independently and make smarter financial decisions.

• Read

About Phillip Kirk.

I’m a financial adviser and wealth manager based on Sydney’s lower north shore, providing holistic advice to clients across Australia. Originally from Central Queensland, and have a lovely wife and 1.5 year old son.By 25, I had invested over 10,000 hours in research, study, and professional experience—delving deep into economics, investing, and financial markets. My work focuses on uncovering financial truths and key insights that aren't covered in mainstream financial analysis and economics. I combine this research with practical strategies to help clients navigate an uncertain future with more certainty.Academic Qualifications
MFinPlan, BBus(Econ), Cert IV Acc & Bkng
Qualifications/Memberships
Accountant (MIPA), SMSF Specialist Adviser®, JP

• Resume

1/ Integrity

To always do what is right. To be honest, trustworthy, and transparent, even when no one is watching.

2/ Excellence

The continued pursuit of improvement. Excellence is not perfection, but the daily discipline of getting better.

3/ Veracity

To speak the truth with accuracy and clarity. My commitment is to strip away the noise and present the truth as it is.